A decrease in student numbers could be bad news for landlords who have been relying on the student market. With fees of £9000 a year on the cards for undergraduates starting their studies in autumn 2012, it seems that there could be a significant drop in the number of young people choosing to go to

FSA Comment on Lease Options
If you read the TWIP newsletter last week, you would have read from the latest articles from the media that covered the FSA taking a closer look at lease options, and how rogue ‘host’ investors were taking advantage of sellers which were leaving them in a worse position than when they entered into the agreement.

Rent Arrears & Repossessions Made Simple!
Chasing Arrears without harassment or emotion is the order of the day… but do you know what kind of notice you need to serve…which one of the 17 Grounds for possession you can use…what Court action you need to take…and how to instruct bailiffs??? If you’re unsure about any of these key Arrears or Repossession

My tenant has filled the front garden with junk, what can I do?
Q: I rent a small unfurnished family home to a couple and their kids in Bristol. The tenants have been with me for several years and have been no problem really. Recently I noticed that they have been gradually filling the small garden with junk. It started with a few chairs and boxes, now the

Rent arrears are rocketing: are you prepared?
There’s plenty of evidence around that rent arrears are on the increase, but what’s more troubling is that we have a feeling that the current economic climate things can may get worse. The National Debtline, a charity dedicated to helping people with money worries, says that enquiries related to rent arrears have rocketed by 84%

“Joint Ventures [JV] & Using Other People’s Money [OPM] for Wealth & Property Investing Success”
Four and a half years ago I was £30,000 in debt. By today’s standards that doesn’t sound like a lot, but that was all on credit cards and a car loan [I had sold the car to pay the interest on the credit cards and buy a push bike – so no longer had the

“The 10 BIG Property Mistakes that can Financially Ruin You – & How to Avoid them for Profit & Longevity”
Over the last few years Mark and I have talked to 1,000’s of people who have started investing in property but have made mistakes which have cost them a huge amount of emotional and financial pain Now although we’ve met many ‘experienced’ or ‘seasoned’ investors at networking events who on paper looked like they were

How to Use Trusts to Minimise Income Tax
Two different types of trust potentially means two different sets of tax rules. This article details the current rules for the charge to income tax only for both types of trust, and ends with some ideas as to how to use trusts to reduce tax. As a reminder, the two types of trusts are: 1.

How to Correctly Gift Property to Spouses
Property letting can generate a useful income stream for a spouse who has little or no other income to soak up the annual tax-free personal income tax allowance (£7,475 for 2011/12). However, property ownership needs to be arranged correctly to gain the maximum tax advantage. In England and Wales property may be owned by a

Councils could charge £500 for Landlord Registration
Private landlords who rent out property in the London Borough of Newham could face compulsory registration at a cost of £500. A 10 week consultation is already under way on proposals that would see landlords proving that they are “fit and proper persons” to be landlords, and possibly having to undertake a Criminal Record Bureau
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