This months’ article relates to a client who was faced with repaying a £12,000 LHA overpayment demand; plus the indignity and worry of being forced to submit, like a criminal, to an “interview under caution” which could have led to a further £3600 penalty sanction; and the possibility of being prosecuted under the Fraud Act.

How can we as landlords avoid repossession? In my time as a coach and mentor a few key elements seem to come to the front every time I was faced with a landlord in trouble, Rapid Growth, over borrowing, over concentration on one market type, lack of systems to operate a large portfolio resultant in

Ministers would have us believe it has a “silver bullet” in the form of Universal Credit, a brand new and fully integrated benefit, which assists people of working age (under 61 years) when they are both in and out of work or indeed looking after family or affected by disability. To read the full article